Tuesday, February 22, 2011

Travel Approval Came Today!!!


It took 4 weeks from LOA to get it, but my TA came today!

It's bitter-sweet because if I had all the money right now, I could travel in two weeks. I've paid cash for this adoption, and it happened so fast that I paid my agency fees and other related fees over just one month's time. That took all my savings.

Here's my dilemma:

Sell my stock, my only nest egg I've got left, and travel at the end of March, but have absolutely nothing to fall back on. Or...

Work until May 1, earn what I need, then travel on May 2.

Who wants to leave their child sitting in an orphanage for 2.5 months, regardless of how good it's supposed to be?

14 comments:

Cristy said...

I will pray for you to make the right decision, but let me give you a little encouragement... On our first adoption we went into debt to get our girl. It was the only way we could have gotten her, and although it took us awhile to pay off, it was the BEST DEBT we could ever go into, because we have her. How many folks go into debt for silly things like dinners out or new clothes? We had our girl. With the twins we had to cash something in too, and it was just money....

We can replace that over time, we cannot replace lost time with our children. Praying for you to make the best decision for you and your girl!

Donna -N- Andrew said...

Congrats on your TA~ Can't wait to see photos of you & your girl.
Donna

foreverfamily said...
This comment has been removed by the author.
foreverfamily said...

YEAH! We know you'll make the best decision. It's been a leap of faith the entire process, why would it stop now?
Our youth just raised all the money they need for their camps and conferences with a yard sale. The lord provides.

Anonymous said...

I think this is all very risky, financially. How can you possibly be planning to adopt Two children, on your own, when honestly, you don't have a secure financial plan in place?
I disagree with Cristy stating that it's "the best debt" to go into - going into debt is NEVER a good idea - it's leading to the financial ruin of our country!
The Lord *does* provide, but he also counts on us to make sound decisions. Sometimes the ego talks louder than the Lord.

K said...

I do have a financial plan in place, but adoption is very expensive and sometimes the process isn't predicatable. I'm in a process that was expected to be 6 months and it's been less than 2.

Think of it like this. If you buy a house, you have a mortgage to pay every month and many people can afford that, but coming up with the down payment and closing costs is beyond reach for many of the people who could easily afford the monthly payment.

Anonymous said...

I think you are getting emotional feedback in both cases. If you are at ease cashing in your stocks and feel like you could regain your sense of security quickly then go for it. If it will make you anxious then work until May. In the long run, feeling like you have a cushion may be well worth the extra time. When you get your child, you want that time to be all about her, not about money concerns.
Trust yourself.
Gillian

K said...

Thank you for your comment, Gillian, your advice is perfect!

Anonymous said...

you can never make up for lost time. go get her.

Stacey said...

Congratulations!! If it were my daughter, I'd do anything to get her as soon as possible. My second adoption happened faster than I expected. I had a huge community garage sale and that helped raise money quickly. I went into debt and then ate Top Ramen for awhile after returning home. If you can figure out how to do a "chip-in" button or something, I'd donate something to help you.

I didn't have a video camera when I adopted my first daughter because I couldn't afford it. I look back with regret. Why didn't I just use a credit card and get one? Why did I think I had to wait until I could afford it? (I was trying to live up to Dave Ramsey's class on finances...) I missed taking video of my daughter's first six months. I have pictures, but no video. I know this is different a than video camera, but I wouldn't wait until May when you could adopt her earlier.

Just my two cents:)

Stacey said...

Oh, I just noticed your donate button after my last comment. I wish I could do more, but I'll make a little donation.

Kim said...

Can you fund raise really quick? Robin from Red Thread sews for her adoptions and seems to have a lot of luck with it.

Kim said...

I have to be honest too, no, I wouldn't cash out my nest egg for 1 month of time. You could accomplish quite a bit of sewing and babysitting or whatever in 2 months.

Eliza2006 said...

I say go get her. You are responsible and frugal and you will make sure you have your cushion back in place. There are many people who would be happy to criticize financial stability...that means something different to each person. It's difficult for many people to come up with 20K+ in a few months' time. You will recoup over 50% of the adoption expenses on your taxes next year. I'm rambling, but bottom line is, I would be booking my flight for China if I were you.